What is ADR?

ADR Workers’ Compensation Program eliminates delays… eliminates complications and leads to resolutions.

Alternative Dispute Resolution (ADR)

…expedites the resolution of disputed claims by replacing the jurisdiction of the Workers’ Compensation Appeals Board with a highly streamlined process. With ADR, all disputed claims are subject to a 3-step process:

1. Ombudsman  2. Mediation  3. Arbitration

Collectively Bargained Workers’ Compensation (CBWC) delivers significant benefits to all parties involved.

For Union Employers:

  • Reduce Workers’ Compensation premiums
  • Group and ADR premium credits
  • Control and reduce claims costs through proven means
  • Prevent or mitigate expensive and time consuming litigation
  • Helps lower experience modification factors
  • Specialized safety programs


For accounts with annual premiums above $250,000 – stand-alone carrier agreements are negotiable.

ADR Workers’ Compensation is provided by these endorsed group program carriers:

For Union Members:

CBWC is a process designed to make the California Workers’ Compensation system simpler and easier for employees involved in a work related injury. The goals of the program were created with the injured worker in mind:

  • To provide access to high-quality medical treatment, delivered through a network of qualified medical providers.
  • To promptly provide the benefits to which you are entitled, once your claim has been approved – on time and without hassles or litigation.
  • To help facilitate a prompt, healthy return to work.
  • To provide an effective means for problem resolution should any questions or concerns arise about your claim.


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Call for a Quote Today: (800) 678-7352


LaborersADR-SiteLock-Secure-Seal Chris R. Reinhardt, CIC, ADR Program Administrator, is proud to announce that K-C INSURANCE AGENCY has been selected as our Preferred Insurance Broker effective August 1, 2015 based on their expertise serving the construction industry since 1972.

Commissioner Issues Decision on July 1, 2017 Pure Premium Rate Filing

MAY 22, 2017: Today, the California Insurance Commissioner issued a decision regarding the WCIRB’s July 1, 2017 Pure Premium Rate Filing (Filing) which was submitted to the California Department of Insurance on April 11, 2017. A public hearing regarding the Filing was held on May 3, 2017. In his decision, the Commissioner approved the advisory…

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Injured Worker Attorney Involvement Varies Widely by State

MAY 18, 2017: There is a wide variation in the percentage of claims with worker attorneys involvement across state workers’ compensation systems, according to the latest research from the Workers Compensation Research Institute (WCRI). According to the study of 18 states, the percentage of claims with worker attorneys ranged from 13–14 percent in Wisconsin and…

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WCIRB Releases Report on Emerging Trends in California Workers’ Compensation ALAE Costs

JANUARY 5, 2017: The WCIRB has completed an analysis of allocated loss adjustment expense (ALAE) cost trends in California workers’ compensation. The major findings of the report are: Average ALAE cost per claim have increased by more than five-fold in the last 25 years. In addition, despite the implementation of SB 863 in 2013, average…

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