Laborer’s Health & Welfare Trust for Southern California

What is ADR?

ADR Workers’ Compensation Program eliminates delays… eliminates complications and leads to resolutions.

Alternative Dispute Resolution (ADR)

…expedites the resolution of disputed claims by replacing the jurisdiction of the Workers’ Compensation Appeals Board with a highly streamlined process. With ADR, all disputed claims are subject to a 3-step process:

1. Ombudsman  2. Mediation  3. Arbitration

Benefits for Both Sides

Collectively Bargained Workers’ Compensation (CBWC) delivers significant benefits to all parties involved.

For Union Employers:

  • Reduce Workers’ Compensation premiums
  • Group and ADR premium credits
  • Control and reduce claims costs through proven means
  • Prevent or mitigate expensive and time consuming litigation
  • Helps lower experience modification factors
  • Specialized safety programs


For accounts with annual premiums above $250,000 – stand-alone carrier agreements are negotiable.

ADR Workers’ Compensation is provided by these endorsed group program carriers:

Important Notice: Effective 10-1-2011 Majestic Insurance Company no longer is an endorsed carrier participant. If you have any questions please contact the Program Administrator. For any claim issues please contact our Ombudsperson.

For Union Members:

CBWC is a process designed to make the California Workers’ Compensation system simpler and easier for employees involved in a work related injury. The goals of the program were created with the injured worker in mind:

  • To provide access to high-quality medical treatment, delivered through a network of qualified medical providers.
  • To promptly provide the benefits to which you are entitled, once your claim has been approved – on time and without hassles or litigation.
  • To help facilitate a prompt, healthy return to work.
  • To provide an effective means for problem resolution should any questions or concerns arise about your claim.


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Call for a Quote Today: (800) 678-7352


LaborersADR-SiteLock-Secure-Seal Chris R. Reinhardt, CIC, ADR Program Administrator, is proud to announce that K-C INSURANCE AGENCY has been selected as our Preferred Insurance Broker effective August 1, 2015 based on their expertise serving the construction industry since 1972.

WCIRB Submits July 1, 2016 Filing

WCIRB WIRE ALERT • APRIL 11, 2016: Today, the WCIRB submitted a July 1, 2016 Pure Premium Rate Filing to the California Department of Insurance (CDI) proposing advisory pure premium rates that average $2.30 per $100 of payroll effective July 1, 2016. The average proposed advisory pure premium rate is 10.4% lower than the corresponding…

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New Report Examines Medical Payment Development to 30 Years Post Injury

JULY 8, 2015: Today, the WCIRB released the California Medical Payment Development Up to 30 Years Post-Injury report examining California’s longer than average medical payout pattern. This WCIRB study analyzed data from approximately one million claims ($4.4 billion in medical payments) sorted into seven cohorts based on dates of injury and current medical treatment. WCIRB…

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Collective Bargaining Agreements and Dual Wage Construction Classifications

JULY 8, 2015: Using Collective Bargaining Agreements to validate the hourly wage of construction employees. Some Construction or Erection classifications are Dual Wage classifications that require verification that the employee’s regular hourly wage equals or exceeds a specified amount. This hourly wage verification is performed as part of the policy final audit. Dual Wage classifications…

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